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Tuesday, 19 October 2021

Ibps po new notification | શેરબજારમાં તેજી જ તેજી, સેન્સેક્સે પહેલી વખત વટાવી ઐતિહાસિક 62000ની સપાટી

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 સરકારી બેંકમાં નોકરી નોકરીની સુવર્ણતક 4315 જગ્યા માટે જાહેરનામુ બહાર પડયું છે જાણો શું છે અરજી ની પ્રોસેસ.





IT Officers are in demand in this age of computers and information technology. Almost every organisation needs skilled people to manage their computer and IT infrastructure and banks are no exception. Banks recruit Specialist IT Officers via written exams. I will talk about how to go about preparing for common written exam for recruitment of Bank IT Officers.


In past prominent banks like SBI, PNB, Central Bank, UCO Bank etc. used to conduct separate exams for selection of specialist officers. However, all this changed when 19 Public Sector Banks decided to conduct a Common Written Exam (CWE) for Specialist Officers. This made life a lot easier for all job aspirants. Now they need to appear for a single exam and then appear for interview in the Bank that shortlist them based on their score.


Syllabus of IBPS IT Officer Exam:


A common exam brought a common standardised syllabus along with it. IBPS IT Officer Exam follow this pattern:


Section 1: Reasoning


This section will test your reasoning ability with questions based on mental aptitude. It will have 50 Questions carrying 50 Marks. This is an easy section where you can score the most.


Section 2: English Language


This section will test your knowledge of English Language like grammar and comprehension. This section also carries 50 Questions; however it only carries 25 marks. This sections gives you the least score, however if you prepare well, it takes the least time as well.


Section 3: Quantitative Aptitude


This section will test your ability to solve basic questions on mathematics. Most IT Officer aspirants find this section a little challenging. This section also has 50 Questions carrying 50 Marks.


Section 4: Computer and IT (Professional Knowledge)


This is the most important section for IT Officer Exam. It carries the maximum marks, i.e. 75 Marks for solving 50 questions. This section assumes that you know about computer subjects that you studied in the qualifying exam i.e. M. Sc., MCA, B. Tech. or B. E


Pattern of IBPS IT Officer Exam:


The written exam has all the questions as Objective Multiple Choice with just one correct answer. You only get 2 hours (or 120 minutes) to solve the questions paper.


How to prepare for IBPS IT Officer Exam:


You need to make sure you clear all the sections of the test. This means that you need to devote time on all the topics. The best way to prepare is to attempt as many objective questions as possible. While doing that time yourself. You should not be spending more than one minute on a question, on a average.


Read more our articles below :- 

શેરબજારમાં તેજી જ તેજી, સેન્સેક્સે પહેલી વખત વટાવી ઐતિહાસિક 62000ની સપાટી

નવી દિલ્હી,તા.19 ઓક્ટોબર 2021,મંગળવાર

દેશમાં એક તરફ મોંઘવારીના કારણે લોકોને માર પડી રહ્યો છે અને બીજી તરફ શેરબજારમાં તેજી જ તેજી જોવા મળી રહી છે.

આજે પહેલી વખત સેન્સેક્સે 394 પોઈન્ટના ઉછાળા સાથે 62000ની સપાટી વટાવી હતી. આજે સવારે શેરબજાર 62159ના સ્તર પર ખુલ્યુ હતુ. જોકે એ પછી ફરી સેન્સેક્સ ઘટીને 62000ની નીચે પણ પહોંચ્યો હતો.

સેન્સેક્સમાં આજે સવારે એચડીએફસી બેન્ક, એલ.એન્ડ.ટી, રિલાયન્સ ઈન્ડસ્ટ્રીઝ જેવા મોટા શેરોમાં તેજી જોવા મળી રહી હતી. આ સિવાય એક મહિન્દ્રા, એચસીએલ ટેક, એચયુએલ, એક્સિસ બેન્ક, ભારતી એરટેલના શેરમાં પણ ઉછાળો આવ્યો હતો. બીજી તરફ આઈટીસી, અલ્ટ્રાટેક સિમેન્ટ, ટાઈટન, પાવર ગ્રિડ અને કોટક બેન્કના શેરના ભાવ ઘટયા હતા.

શેરબજારમાં પોઝિટિવીટીને જોઈને વિદેશી રોકાણકારોએ સોમવારે 512 કરોડ રૂપિયાના શેર ખરીદયા હતા.

જોકે ભારતના શેરબજારમાં ચાલી રહેલી તેજી વચ્ચે ગ્લોબર માર્કેટ ફ્લેટ છે. ચીનની ઈકોનોમીના આંકડા સારા નથી તેમજ ગ્લોબલ સપ્લાય ચેન પણ પ્રભાવિત થયેલી છે. જેની સીધી અસર મોંઘવારી દર પર પડી રહી છે. દુનિયાભરમાં મોંઘવારીનો મુદ્દો ચિંતાજનક બન્યો છે.


A term insurance plan is the purest form of a life insurance policy. Here, the sum insured is paid to the nominee if death occurs to the insured person during the term of the policy. In the happy situation that the insured survives the term of the policy, nothing is payable in most cases. In that sense, a term insurance is conceptually similar to a long term motor insurance policy. There are certain term insurance products where the premium is returned to the policyholder if he (s) survives the policy period. These policies are called Term With Premium Back policies, and would obviously cost more than a pure term for the same level of life insured.


The basic objective behind a term insurance policy is that it should substitute the financial loss that the death of a person creates for his family members. Thus by definition, a term insurance policy is crucial for a young man married with young children, whereas it might be less important for a man on the verge of retirement with a significant pool of savings and children well settled. There are ten important factors that one should look at before purchasing a term insurance policy


1. Level of sum insured: A broad rule of thumb is 15 times the annual income if one is less than 40 years of age, 10 times the annual income if one is between 40 and 45, and 5 times the annual income if one is 45 or more. If you have a significant housing loan, you should have that loan covered through an additional credit life insurance plan, where the insurance company would settle the loan outstanding with your bank if there is a death. Another approach is Sum Insured = (total loans outstanding+ amount required for children's education and wedding) + (average annual consumption related expenditure ) *10. One should also bear in mind that one's earning potential and expenses are likely to increase through the years, and that we have a high rate of inflation which will continuously erode value. Rs 50 lakhs today might look like a tidy sum, but twenty years later it might not be significant at all.


2. Duration of the policy: The younger you are, the longer should be the duration of the policy that you purchase, synchronizing it with retirement age or the age at which one's financial liabilities would most probably reduce. A rule of thumb that can be used is that the term of the policy should be equal to Desired Retirement age - Current age.


3. When should I buy: The best time to buy a term insurance plan is NOW. This is because term plans get more expensive as one gets older. The biggest risk is that one might contract certain diseases with time which makes entry into a term plan more complicated. The insurer might refuse to underwrite the risk or bump up the premiums if you have reported any medical condition. Future is uncertain while the financial liabilities are predictable, and leaving behind a set of crippling financial liabilities for one's dependants is irresponsible and avoidable.


4. Should I buy additional protection through Riders: Riders for an insurance policy are similar to the extra toppings on a pizza. A pure insurance policy pays out only on death. But there can be situations such as a critical illness or a severe accident which can completely eliminate one's earning power. Riders such as Critical Illness riders or Permanent Total Disability riders come to the rescue here. These riders ensure that the sum insured is paid out to the policyholder in case any of these unfortunate situations occur.


5. Who should I buy from: At the end of the day, an insurance contract is a contract of trust between the life insured and the insurance company. You should buy your policy from someone who you feel will honour the contract the best at the time of the claim. You can have a look at the IRDA site for the claim payment ratios of the life insurance companies. Estimates show that in 2011, about 16000 life insurance claims will be rejected. Price is also a very important variable.

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