Mahila Samridhi Yojana (MSY) Gujarat |Safai Karmchari New Yojana 2020 [sje.gujarat.gov.in/gskvn]

Mahila Samridhi Yojana (MSY) Gujarat |Safai Karmchari New Yojana 2020 [sje.gujarat.gov.in/gskvn]

(1) Mahila Samridhi Yojana (MSY) Gujarat 

Elgibility

Women Safai Karamcharis/ Scavengers and their dependant daughters

Purpose

For small and petty trade/business and sundry income generating
activities.

Quantum of loan

• Upto a maximum of 90% of the unit cost with a maximum of Rs.50000.
• Balance 10% is to be provided by the Channelizing Agencies (CAs) in 
• the form of loan, subsidy and from any other available sources of funds.

Promoters’ contribution

Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

• From NSKFDC to CAs : 1% p.a.
• From CAs to beneficiaries : 4% p.a.

Repayment period

Upto 3 years after implementation period of 3 months and a moratorium
of 6 months.

(2) Micro Credit Finance (MCF)

Elgibility

Safai Karamcharis, Scavengers and their dependants.

Purpose

For small and petty trade/business and sundry income generating
activities.

Quantum of loan

1. Upto 90% of the unit cost with a maximum of Rs.50000 per beneficiary.
2. For a group of 10 persons, Rs. 5 lac is provided (restricted to Rs. 50000 per beneficiary).
3. Balance 10% is to be provided by the Channelizing Agencies (CAs) in the form of loan, subsidy and from all other available sources of funds.
4. Promoter’s contribution is not insisted upon from the beneficiaries 

Rate of interest

• From NSKFDC to CAs : 2% p.a.
• From CAs to beneficiaries : 5% p.a.

Repayment period

Upto 3 years after implementation period of 3 months and a moratorium
of 6 months.

(3) MAHILA ADHIKARITA YOJANA (MAY)

Elgibility

Women Safai Karamcharis/ Scavengers and their dependant daughters
Purpose For small and petty trade/business and sundry income generating
activities.

Quantum of loan

1. Upto 90% of the unit cost with a maximum of Rs.75000.
2. Balance 10% is to be provided by the Channelizing Agencies
3. (CAs) in the form of loan, subsidy and from all other available
4. sources of funds.
5. Promoters’ contribution Promoter’s contribution is not insisted upon from the beneficiaries

Rate of interest

• From NSKFDC to CAs : 2% p.a.
• From CAs to beneficiaries : 5% p.a.

Repayment period

Upto 5 years after implementation period of 3 months and a moratorium of
6 months.

Online apply time period

Application Period from 15/06/2030 to 15/10/2050

Important Links

Downloaded this scheme official letter

This Scheme Tutorial Video

Download this scheme details in Gujarati

Apply online Application

THIS SCHEME VISION & MISSION
VISION

• To rehabilitate the target group i.e. Safai Karamcharis, Scavengers and their dependants (having the population of about 50 Lac) by providing the financial assistance at concessional rates of interest for any viable income generating activities, Education loan and imparting skill development training programme in a time bound manner.
• To cover the maximum number of persons of the target group by providing benefits under the schemes & programmes of NSKFDC, who are the poorest among the poor across the country.
• MISSION to empower the Target group and its dependants to break away from traditional occupation, depressed social conditions & poverty and leverage them to work their own way up the social and economic ladder with dignity and pride.